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68.2% of the employed population of the U.S. had
Employer Based Health Insurance Coverage in 2011


According to the United States Census BureauMore than half of the U.S. population (55.1 percent) had employment based health insurance coverage in 2011, and among the employed population aged 18 to 64, over two-thirds (68.2 percent) had health insurance through their own employer or another person’s employer.  In addition, over one-third (34.7 percent) of individuals who did not work received coverage through employment-based health insurance, usually from a former employer or another person’s employer.

Although small employers (2 to 50 employees) are not required to provide health insurance to their employees, there are numerous advantages to the small business owner to provide  health insurance as part of their employees compensation package. Competition in the marketplace for qualified employees, in many cases, dictates that the small business owner provide a health benefit incentive to, not only to retain valued employees, but to attract new employees and to remain competitive in the marketplace.

Despite the uncertainties and changes being implemented as a result of the Affordable Care Act, it is likely that employer based health insurance coverage is going to remain a key factor and high priority as a part of what employees expect to receive as part of their overall compensation package.

As an employer there is a delicate balance between cost and affordability and the need to attract and retain qualified employees to help you grow your business and be profitable.

At Select Health Benefits, we understand this delicate balance and specialize in helping you find the heath benefits plan that is right for you.

Let us shop your current coverage for the best rate and plan for your Company

Click on the ‘Get A Quote’ button to the right and help us by supplying information about your Company and your current health insurance coverage

Latest Blog
How Do Rising Health Care Premiums Affect Your Company and Your Employees? | We can help you find the best group health care solution!



How Do Rising Health Care Premiums Affect Your Company and Your Employees? | We can help you find the best group health care solution!

by Select Health Benefits in Group Health Benefits

It is a fact, health care premiums are on the rise.  Increased premiums could have a significant impact on your bottom line. According to an article published by Nanci Hellmich, USA TODAY May 29, 2014 , “the need to control costs is driving many companies decisions on benefits”. The article further suggests that in an effort to reduce the cost of their group health…

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